☰ ˟
Call Us
a drawing of a face

Call Us 732-892-8826

  • Home
  • Products
    • Automobile
    • Business & Commercial
    • Flood
    • Homeowners
    • Recreational Vehicle
    • Renters
    • Motorcycle
    • Life
    • Trucking
    • Watercraft & Boat
  • Get a Quote
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • Business Owners (BOP) Quote Form
    • Flood Quote Form
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Motorcycle Insurance Quote
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Truck Quote Request
    • BoatImage of right arrow
      • Buy or Sell your Vessel thru us!
      • Watercraft Insurance Quote
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Property Loss Claim Form
      • Request Evidence of Insurance
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Request Declaration and Coverages Page for Watercraft Policy
      • Add Watercraft to Existing Policy
      • Remove Watercraft from Existing Policy
      • Watercraft Accident Claim
    • OtherImage of right arrow
      • Other Insurance Home
      • Policy Review Request
  • Claims
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About J A Campisano Insurance Agency Inc.
    • Location Map
    • Employee Directory
    • Partners
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Icon Boat / Yacht Icon Business Icon Auto Icon Home
Home > Flood & Coastal Properties

Flood & Coastal Properties

 

Homeowner Flood Quote Form

Flood & Coastal Properties Information

There's something you should know: Flood losses are not covered by your homeowners insurance policy. 

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding? 

    Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
    Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property. 

    Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer. 

    Option 2: Buy flood insurance and stay protected no matter what. 
    When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid. 

    In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood. 

Vlog Entry

Our
latest vlogs

Please read our new articles to save more!

Read More

How can we help you?

Our expert advisors are ready to asses your needs.

Call Us 732-892-8826

Let's get connected

Insure your
needs today!

Quick Links

Home
Get A Quote
Our Carriers
Vlog
Contact Us

Location

Corporate Offices:

3828 River Rd, 2nd Floor
Pt Pleasant Beach, NJ 08742

JOE@JCAMPISANO.COM
Powered by Insurance Website Builder